Types of Disability Claims
Fibromyalgia & Chronic Fatigue Syndrome | Psychiatric | Alcohol & Drug Addiction
Orthopaedic | Sickness & Disease
Fibromyalgia & Chronic Fatigue Syndrome Disability Claims
- Chronic Pain Syndrome
- Myofascial Pain
- Musculoskeletal Pain
- Sleep Apnea
- Irritable Bowel Syndrome
- Migraine Head Aches
Fibromyalgia and Chronic Fatigue Syndrome can be devastating disabilities to experience. Fibromyalgia strikes both adult women and men and causes severe muscle, tissue, and joint pain among its many other symptoms. Chronic fatigue syndrome is characterized by a prolonged, debilitating lack of energy that leaves some individuals even unable to get out of bed. Both conditions, and the others mentioned above, can be long-lasting, chronic, and severely disabling medical conditions.
Fibromyalgia disability claims and Chronic Pain disability claims are frustrating because the insurance company often refuses to believe that you area experiencing severe pain/fatigue and refuses to accept that you have a valid disability. Some insurance companies even believe that the solution is simply exercise and an immediate return to work.
Fortunately, courts in Canada disagree and have recognized that it is certainly possible that individuals who suffer from fibromyalgia or chronic fatigue syndrome are totally disabled from working in any occupation.
If you suffer from one of the above conditions and your disability claim has been denied, don’t give up. Contact our office for a free consultation with an Ontario disability lawyer to discuss your legal options. Our disability law office will help appeal your decision and, if necessary, take the insurance company to court to fight for your benefits.
Psychiatric Disability Claims
- Post-Traumatic Stress Disorder
- Bi-Polar Disorder
- Mood/Anxiety Disorder
Psychiatric disabilities such as depression and anxiety disorder are serious conditions that can prevent a person from being able to work. With proper treatment, some individuals can regain their normal level of functionality in a relatively short amount of time. However, others can receive a significant amount of treatment and medication and still be unable to return to their jobs.
Treatment such as cognitive behavioral therapy, psychotherapy, and antidepressant medications can be very expensive. Thus, when the insurance company denies or cuts of your disability benefit, how can they expect you to pay for the treatment that you need to improve?
If you suffer from a psychiatric disability and your disability claim has been denied or terminated, don’t lose hope. Contact our office today for a free consultation with an Ontario disability lawyer about your case. We will help appeal your decision and, if necessary, take legal action to fight for your entitlement to benefits.
Alcohol And Drug Addiction Disability Claims
Alcohol and drug addiction can destroy marriages, families and lives, let alone prevent someone from working. They are serious disabilities that often can be overcome only with significant treatment by an addiction specialist or at an addiction treatment centre or support group.
Unfortunately, many insurance companies fail to recognize addiction as a serious disability. Some adjusters will even terminate disability benefits because they feel an individual is not trying hard enough to undergo treatment.
Dealing with addiction is difficult enough without having to worry about a denial by the insurance company. Contact our Ontario disability law office today for a free consultation with a disability lawyer about your case. We will take the insurance company to court and fight for your entitlement to benefits.
Orthopaedic Disability Claims
- Fractures/Broken Bones
- Bulging Discs
- Degenerative Disc Disease
- Severe Back Pain
- Carpel Tunnel Syndrome
- Spinal Stenosis
- Soft Tissue Injury
Whether you have been in a car accident, a slip & fall, or a workplace accident, suffering an injury to your back, limbs, joints, or neck can prevent you from being able to work. You may be in severe pain, have trouble lifting, bending, typing, or even standing or sitting for prolonged periods of time.
A disability claim involving one of the above conditions is often denied because the insurance company either feels your condition is not serious enough or believes that you should have recovered already.
Don’t let the insurance company’s position be the final word. Our disability law office can help you appeal the decision and take legal action against the insurance company. Contact our office today for a free consultation with an Ontario disability lawyer.
Sickness and Disease Disability Claims
- Multiple Sclerosis
- Heart Disease
- Kidney Failure
Dealing with a serious disease or illness can be difficult enough without having your benefits denied or terminated by the Insurance Company. In addition to causing a financial strain on your family, being cut off from disability benefits may prevent you from access to the treatment and medication that you need.
If your disability claim has been denied, contact our office for a free consultation with a disability lawyer to discuss your options. We will take the insurance company to court to obtain the benefits you are legally and contractually entitled to.